IDENTITY GUARD® Extra Caution Review: Visit Site | Back to the Comparison Matrix

IDENTITY GUARD® Extra Caution provides 3 bureau credit monitoring. The service starts off with free credit history and free credit scores from all 3 credit bureaus so that you can see all what information is in all your credit history and know your credit scores.

IDENTITY GUARD® Extra Caution will monitor all three of your credit history and alert you within 24 hours if there are any key changes in any of them. You can customize the notification to your liking with wireless, text, or email alerts. With these notifications, you can identity mistakes and errors early on, as well as spot fraudulent activity that could signal an attempt of identity theft. Following up on any changes that you did not initiate yourself can save you time and money in the long run by avoiding any negative credit effects or the costly process of identity recovery. IDENTITY GUARD® goes far beyond other credit monitoring services by monitoring public records, social security numbers, and black market sales of your personal information. IDENTITY GUARD® also includes anti-keylogging software, help with cancelling youre credit cards if you lose your wallet, and personal ID risk assessment history.

IDENTITY GUARD® Extra Caution offers the best value for a monitoring service that will watch over all three credit files, with a reasonable $14.95 cost a month after a generous 30 day free trial.

Equifax Review: Visit Site | Back to the Comparison Matrix

Equifax offer their Equifax Credit Watch Gold with Score Power, which provides 3-in-1 Monitoring. The service starts off with a free 3-in-1 credit history so that you can see what is contained in your credit file with all three credit history agencies as well as unlimited access to your Equifax credit history.

Equifax Credit Watch Gold with 3-in-1 Monitoring will monitor all three of your credit history and alert you within 24 hours if there are any key changes in any of them. You can customize the notification to your liking with wireless, text, or email alerts. With these notifications, you can identity mistakes and errors early on, as well as spot fraudulent activity that could signal an attempt of identity theft. Following up on any changes that you did not initiate yourself can save you time and money in the long run by avoiding any negative credit effects or the costly process of identity recovery. The service is backed by a $20,000 identity theft insurance that has zero deductible; this insurance is included at no extra charge.

Equifax Credit Watch Gold offers the best value for a monitoring service that will watch over all three credit files.

Trusted ID Review: Visit Site | Back to the Comparison Matrix

TrustedID is a great identity theft protection and prevention service with excellent features and services. The service starts with a 3-bureau credit history after your address is verified through the credit history agencies.

Like many other identity theft prevention services, Trusted ID starts with adding fraud alerts on your credit history files with all three national credit bureaus. Their automated tool will automatically add these fraud alerts for you as soon as the service is started. With fraud alerts, credit card companies and lenders must receive written or phone confirmation from you before initiating any new accounts. Of course this means that any real credit applications you submit may require some delay, but it is a small annoyance to withstand to help prevent theft of your identity. In our tests of different identity theft services, we found that the fraud alert service from Trusted ID was the fastest out of the ones we tested.

Adding or altering credit card accounts to be included in your IdentityID's monitoring service is easy with Trusted ID's easy online application. Trusted ID monitors internet credit card black markets and immediately notifies you if any of your credit numbers show up. Trusted ID will also monitor your medical records form falling into hands of the unauthorized. TrustedID will also opt out of credit card and loan offers and mailings for you, since these are a primary method via which identity thieves are able to open up fraudulent credit card accounts in your name. With TrustedID you can choose to freeze your credit history files for $44.95 and subsequently unlock them all for $39.95.

TrustedID has a identity theft insurance and guarantee for $1 million. The value of TrustedID's service is especially good with family pricing or paying for a full year at once. This is after a 30 day free trial. The cost for a family is $19.99 paid per month or $158.30 per month; and for an individual it is $10 per month and $82.59 per year. At these pricing plans, it is an especially great value for those families with two or more individuals.

Free Credit Score .com Review: Visit Site | Back to the Comparison Matrix

You've seen these guys on your television and might even know the jingle. FreeCreditScore.com gives you an easy way to see your credit history and score from Experian. When you see your free credit history, you will be automatically enrolled into the Triple Advantage credit monitoring service for a 7-day free trial. While you will get more information on your credit history from all three credit history agencies with other services, this one remains a great value.

FreeCreditScore.com's Triple Advantage credit monitoring alerts you of any changes in any of your three credit history bureaus within 24 hours. Knowing about any changes will allow you to spot any mistakes as soon as possible and even catch any fraudulent activity. After the 7-day free trial period from ConsumerInfo, the 3-bureau credit monitoring service only costs $14.95 per month which makes it one of the best prices and service value. You can also cancel during the free trial period without incurring any costs.

Keep in mind that the free credit history you receive is only the Experian credit history and the free credit score via the Experian scoring system, which although closely resembles the FICO Score (most commonly used system) it is not exactly the same. Overall, we think the price and value for the triple-bureau Triple Advantage credit monitoring from Consumer Info combined with the free credit history and score make the service from FreeCreditScore.com a great choice.

myFiCO Review: Visit Site | Back to the Comparison Matrix

myFiCO Score Watch program delivers the free Equifax credit history along with the free FICO score. Since the FICO score is the credit score system that is the most widely used by lenders, it is a useful measure to know as a measure of your overall credit picture. Keep in mind, however, that since credit scoring system differ from each other, you may get a different credit score from the credit history from TransUnion or Experian. Those with better credit scores get approved for more loans and may also get better loan interest rates and terms.

You get the credit history, credit score, along with a credit simulator which indicates how different actions affect your credit score which are all combined in a Score Power history. You get two free Score Power history per year. You can also get your current FICO score at any time there is a change to your Equifax credit history. With your Equifax credit monitoring service, you will receive an email notification within 24 hours if there is a change made to your history (including any hard credit inquiries).

The overall services of myFiCO are available for a 30 day trial period and after that the service is only $8.95 a month. It is a great value for monitoring your Equifax credit history and FICO score. Keep in mind that it is a great value but for a limited service since it does not monitor the other two bureaus. Most identity theft prevention experts will suggest that you choose a monitoring service that watches over all three; you may wish to opt for another service for a higher monthly charge in order to monitor all three credit bureau history.

myFiCO also has a lot of other applicable credit history services such as Suze Orman's FICO Kit, FICO Credit Complete, and FICO Quarterly or Annual Monitoring that are worthy of checking out.

Privacy Matters 123 Review: Visit Site | Back to the Comparison Matrix

Privacy Matters 123 starts with unlimited free access to your 3-in-1 3 bureau credit history file and credit score from each of the credity history bureaus so you can see what banks and lenders see. Knowing this information ahead of time will allow you to negotiate bank, loan, and credit card terms better.

Privacy Matters 123 includes active credit monitoring of all three credit bureau's credit files on you. Privacy Matters 123 will alert you through email within 24 hours should any changes be posted to any of your credit files. This allows you to spot and errors or fraudulent activity quickly and act to correct them as soon as possible.

Privacy Matters 123 has lots of extra perks such as ID theft restoration services, exclusive computer protection software offers, unlimited and toll-free access to credit file customer service, and family records organizer CD.

Privacy Matters is offered with a 7 day free trial to test out all the services included, after which the service costs $29.95 per month. The cost might be more than other services but Privacy Matters 123 is still a great value for all the extra freebies it includes.

TransUnion Review: Visit Site | Back to the Comparison Matrix

TransUnion provides 3 bureau credit monitoring service which starts off with free credit history and free credit scores from all 3 credit bureaus so that you can see all what information is in all your credit history and know your credit scores. Updates to all three credit history and scores are done every 30 days.

TransUnion will monitor all three of your credit history and alert you within 24 hours if there are any key changes in any of them. With these alerts, you can identity any inaccuracies or signs of fraud early on and correct them before they can hurt you credit history. This TransUnion service allows you to lock or unlock your TransUnion credit file with a simple one-click process. TransUnion also includes a $25,000 identity theft insurance for no extra cost.

TransUnion offers a great value in monitoring service that will watch over all three credit files, with a reasonable $14.95 cost a month with a no-obligation and cancel anytime policy.

Equifax Review: Visit Site | Back to the Comparison Matrix

Equifax offer their Equifax Credit Watch Gold with Score Power, which provides 3-in-1 Monitoring. The service starts off with a free 3-in-1 credit history so that you can see what is contained in your credit file with all three credit history agencies as well as unlimited access to your Equifax credit history.

Equifax Credit Watch Gold with 3-in-1 Monitoring will monitor all three of your credit history and alert you within 24 hours if there are any key changes in any of them. You can customize the notification to your liking with wireless, text, or email alerts. With these notifications, you can identity mistakes and errors early on, as well as spot fraudulent activity that could signal an attempt of identity theft. Following up on any changes that you did not initiate yourself can save you time and money in the long run by avoiding any negative credit effects or the costly process of identity recovery. The service is backed by a $20,000 identity theft insurance that has zero deductible; this insurance is included at no extra charge.

Equifax Credit Watch Gold offers the best value for a monitoring service that will watch over all three credit files.